50/30/20 Budget Template

A starting point based on your monthly income: 50% needs, 30% wants, 20% savings.

Based on your monthly income of $4800.00

Needs — 50% ($2400.00/month)

Housing
Utilities
Groceries
Transportation
Healthcare
Debt Payments

Wants — 30% ($1440.00/month)

Dining
Entertainment
Shopping
Subscriptions
Personal Care
Savings / Debt Paydown — 20%
Goal: $960.00/month — Apply via the Paydown Planner or your own savings account
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